American Dreamcard
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WHAT IS THE AMERICAN DREAMCARD™?

The American DreamCard MasterCard is a credit card program that provides an opportunity to win a monthly cash prize just for using the card. There are eight ways to enter the sweepstakes (see official rules for complete information):

(1) If approved for the card, you will earn one entry for each net dollar spent, up to $1,000 per transaction, for merchandise, cash advances and/or balance transfers with your American DreamCard™ during the Promotion Period.

(2) You will earn 1,000 entries by submitting a completed American DreamCard® credit card application via the Internet. Limit one application entry per person, whether online, via phone or mail. Click here to apply.

(3) You will earn 1,000 entries by completing a American DreamCard credit card application over the phone. Limit one application entry per person, whether online, via phone or mail. Call 1-877-711-7190 to apply by phone.

(4) You will earn 1,000 entries by mailing a completed American DreamCard credit card application to the address contained in your mailing. No mechanically reproduced entries/applications accepted. Limit one application entry per person, whether online, via phone or mail.

(5) If approved for the card, you will earn 100 entries by enrolling in Account Central®, the American DreamCard online account servicing platform. Limit one enrollment entry per person/email address on Account Central. Click here to enroll.

(6) You will earn 100 entries each time you pay your American DreamCard Credit Card bill online. Limit 3 bill pay entries per person/email address/month.

(7) As a registered member of American DreamCard™, you will receive 50 entries into the sweepstakes through each referral submitted through our refer a friend program, plus an additional 1,000 entries as a signing bonus for each referral that applies and is approved for the American DreamCard MasterCard™. Click here to register and refer friends.
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(8) ALTERNATE ENTRY: To enter via mail, hand print your name, complete address, zip code & phone number on a plain 3" X 5" paper and mail your entry in a hand-addressed stamped envelope, to: American DreamCard™ Sweepstakes, P.O. Box 7250, Melville, NY 11775-7250. Each mailed entry will count as 1,000 entries into the sweepstakes. Entries for each drawing must be postmarked by the last day of each month (beginning October 31, 2008 through September 30, 2009) and received not more than 7 days later, to be eligible for that month’s drawing and all subsequent drawings (if any). Please note that if the last day of any month during the Promotion Period is a Sunday or holiday, you may postmark your entry by the following day. Mechanically reproduced mailed entries are automatically void.
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WHAT IS THE MONTHLY SWEEPSTAKES?
Monthly winners will receive .50% of the total amount of net dollars spent by the cumulative number of cardholders on their American DreamCards during each drawing period.
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IF I DON'T WIN THIS MONTH'S SWEEPSTAKES, ARE MY ENTRIES CARRIED OVER TO NEXT MONTH'S DRAWING?
Yes, all entries are carried over to the next month's drawing and the entries earned will be carried over each month until the end of the current sweepstakes period.
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WHAT ARE MY CHANCES OF WINNING?
The odds of winning depend on the number of eligible entries received by each deadline date.
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HOW DO I FIND OUT WHO WON THE MONTHLY SWEEPSTAKES?
For the names of winners, send a self addressed, stamped envelope to: American DreamCard Winners, P.O. Box 7328, Melville, NY 11775-7328 or click here.
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REFER-A-FRIEND Q & A

Listed below are most commonly asked questions about the American DreamCard™ Refer A Friend Program. Is there a limit to how many referrals I can give?
No, but you can only refer each friend one time.
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Can I keep my card, but not be a part of the American DreamCard Refer A Friend Program?
Yes - you can keep your card and it is not necessary to participate in the Refer A Friend program. However, as an American DreamCard cardmember, you are eligible to receive 1,000 entries for every referral that is approved for the American DreamCard MasterCard.
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How do I receive my referral entries?
Your 50 referral entries will be automatically processed into your pool of entries and should the referral become approved for the American DreamCard MasterCard, an additional 1,000 entries will be automatically processed into your pool of entries. Due to privacy issues, you will not be informed of which referrals complete the application process or are approved.
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When do I receive my referral entries?
Referral entries will be electronically transferred into your pool of entries on a monthly basis.
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Do I lose my referral entries if I don't keep my American DreamCard account in good standing?
You are ineligible to win the American DreamCard sweepstakes if your account is not in good standing in accordance with your Cardmember Agreement. Please read the American DreamCard Official Sweepstakes Rules for complete details.
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What if I don't qualify for a credit card?
In the event you do not meet the credit worthiness requirements for the American DreamCard MasterCard, you can still participate in our Refer A Friend program and sweepstakes and receive entries as described in the Official Rules.
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Will I receive sweepstakes entries under the Refer A Friend program if one of my referrals applies but does not qualify for the Amercian DreamCard?
You will receive 50 entries for your referral, but the person referred must be approved for the American DreamCard MasterCard to make you eligible for the 1,000 signing bonus entries.
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What is considered, "In good standing"?
An account must be open and in good standing in accordance with the terms described in the Cardmember Agreement for the American DreamCard MasterCard.
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Can my spouse get an American DreamCard account?
Yes - you can have separate accounts. If you refer your spouse, you will receive 1,000 entries if he/she is approved for the American DreamCard.

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Do I receive any entries for my referrals' referrals?
No - you are only entitled to entries for direct referrals that you make.
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OFFICIAL RULES  •  CONTACT US  •  GENERAL Q&A
HSBC Bank Nevada, N.A. Privacy Statement  •  American DreamCard, LLC Privacy Statement

The American DreamCard™ MasterCard® is issued by HSBC Bank Nevada, N.A. Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II), Inc., provide administrative and processing services for the credit card. American DreamCard, LLC owns and uses U.S. Patent No. 7,320,428 for the reward and loyalty component of the American DreamCard. American DreamCard, LLC is committed to managing and enforcing its patent rights.

© 2010 American DreamCard, LLC - All Rights Reserved

For More Information Contact info@americanDreamCard.com