Richard Dattilo
January, 2005
Seymour, CT

NEWEST AMERICAN DREAMCARD™ SWEEPSTAKES JACKPOT WINNER ANNOUNCED

Richard Dattilo of Seymour, Connecticut wins $25,000 Cash Prize

Seymour, Connecticut - March 30, 2005 - The American DreamCard^™ Sweepstakes winner for the month of January was Richard Dattilo, a 33-year employee of Bridgeport Insulated Wire Company where he works as a lab technician.

Dattilo, 51, said his reaction to winning the $25,000 monthly jackpot was "Shocking -- It feels good!" Now that he has won the $25,000 prize, he said his plans are to pay some bills, take a vacation with his two children and start to pay for his daughter's braces.

The American DreamCard Platinum MasterCard^® was awarded as one of the most innovative new credit cards for 2004, as presented by CardWeb.com^®, Inc. a leading payment and credit card industry publisher renowned for its independence, credibility and fairness.

Direct Merchants Credit Card Bank, N.A., a subsidiary of Metris Companies Inc. (NYSE:MXT), launched the American DreamCard Platinum Mastercard in the fall of 2004. What makes this card so different is that the American DreamCard MasterCard card program includes a sweepstakes that gives cardholders an opportunity to win a monthly cash jackpot every time they spend $1.00 on everyday purchases.*

The American DreamCard is not a lottery; it is a MasterCard, so there is no need to stand in line, buy tickets or pick numbers. Cardholders simply use the card for everyday purchases and get an entry for every net $1.00 spent on the American DreamCard (up to 1,000 entries per purchase)*. The monthly jackpot may grow with the amount of money spent on the American DreamCard by all American DreamCard cardholders. Credit applications are being taken at www.americandreamcard.com, and applicants receive 1,000 entries just for completing an application. The credit card has no annual fee and a competitive annual percentage rate.

*No purchase necessary. Sweepstakes open to U.S. residents, 18 years or older. Current Sweepstakes ends 9/30/05. The Sweepstakes may be run again after the conclusion of this Sweepstakes at the SponsorŐs sole discretion. American DreamCard Official Sweepstakes Rules, including details, limitations and alternate methods of entry are available at www.americandreamcard.com.

American DreamCard, LLC owns and uses U.S. Patent No. 7,320,428 for the reward and loyalty component of the American DreamCard. American DreamCard, LLC is committed to managing and enforcing its patent rights.

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