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Rigoberto Ramirez
June 2006
San Ysidro, CA

CALIFORNIA RETIREE WINS JUNE AMERICAN DREAMCARD™ SWEEPSTAKES

San Ysidro, CA - September 17, 2006 - The American DreamCard™ credit card sweepstakes winner for June was Rigoberto Ramirez, 78, from San Ysidro, California. Ramirez, said "I use the card "quite a bit". He's pleased that he did as his loyalty was rewarded with winning $25,000 in June's American DreamCard sweepstakes drawing. When asked how it felt to win so much money, he replied, "I can't believe it. This is the first time I've won anything like this." The American DreamCard Sweepstakes has awarded $630,000 to date.

The American DreamCard's innovative Unlotto™ credit card rewards program provides the monthly opportunity to win a lot of cash. Entries for the monthly jackpot are conveniently earned from everyday spending and winning one of the large monthly jackpots can make the American Dream a reality. The American DreamCard MasterCard® launched in 2004 and was recognized as one of the most innovative new credit cards for 2004 by CardWeb.com,Inc.®, a leading payment and credit card industry publisher.

The American DreamCard is not a lottery; it is a MasterCard, so there is no need to stand in line, buy tickets or pick numbers. Cardholders simply use the card for everyday purchases and receive an entry for every net $1 spent on the American DreamCard card (up to 1,000 entries per purchase)*. The monthly sweepstakes jackpot grows with the amount of money spent by all American DreamCard cardholders. The next American DreamCard Sweepstakes drawing will be held on or about the 15th of October. Credit applications are being taken at www.americandreamcard.com and applicants receive 1,000 sweepstakes entries for completing the application. The credit card has no annual fee and a competitive annual percentage rate.

HSBC Bank Nevada, N.A. is the issuer of the American DreamCard. HSBC Bank Nevada, N.A. is a subsidiary of HSBC Finance Corporation, headquartered in Prospect Heights, Illinois. HSBC, through its subsidiaries and affiliates, is the sixth largest issuer of MasterCard and Visa cards in the nation. HSBC Finance is a subsidiary of HSBC North America Holdings Inc., one of the largest financial services organizations in the United States with assets totaling more than $300 billion.

* No purchase necessary. Sweepstakes open to legal US residents, 18 years or older. Void where prohibited. Current Sweepstakes began at 12:00:01 AM ET on 10/01/05 and ends, and all entries expire at 11:59:59 PM ET on 9/30/06. New Sweepstakes begins at 12:00:01 AM ET on 10/01/06 and ends, and all entries expire at 11:59:59 PM ET on 9/30/07.Visit www.americandreamcard.com for Official Sweepstakes Rules, including details, limitations and alternate methods of entry. The Sweepstakes is sponsored by HSBC Bank Nevada, N.A

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American DreamCard, LLC owns and uses U.S. Patent No. 7,320,428 for the reward and loyalty component of the American DreamCard. American DreamCard, LLC is committed to managing and enforcing its patent rights.

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